Phone rings, and you say hello. On the other end is a bill collector.
"Our records show that you owe us $180,000, an amount for services our hospital rendered that are now long overdue. How do we resolve this problem?"
"What are my options?"
"Your option is to pay us in full."
"Then the problem is yours because I don't have any money."
"Then you'll have to liquidate some assets to pay us."
"I don't have any assets either."
"Then we'll set up a payment schedule for you to pay so much a month."
"I don't have a job either."
"That's your problem and not ours. We still demand payment it full."
"No."
"What do you mean no? You can't just walk away from this."
"No means I'm not going to pay you. If you check my records you'll see that I'm almost eighty years old. I owe you money because of cancer treatments that didn't work. I've got just a short time to live."
"Then the debt will fall to your heirs."
"How does someone who inherits nothing pay bills for a dead man?"
"It's the law."
"Here's a law for you called the law of averages. I have no money or assets to leave anyone, and I don't have a wife or kids. What is the law of averages on your chances of getting paid?"
A long silence. "I don't believe you. We'll go to court to collect the money."
"You do that, but don't be surprised when I don't show."
"You'll go to jail if you don't appear."
"So, who's going to dig me up?"
Another long silence. "This isn't the end of this."
"It is for me."
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